Terms & Conditions

1. About These Terms

These Terms and Conditions govern your use of the Loan Se Mukti website and any advisory, legal, or financial guidance services you receive from us. By using this website or engaging our services, you agree to these terms.

Loan Se Mukti is operated by Loan Se Mukti, registered at F-263, Near V3S Mall, Laxmi Nagar, Delhi 110092, India.

2. What We Do and Do Not Do

Loan Se Mukti does not provide loans, credit, or any form of lending. We do not act as a bank, NBFC, or lending intermediary, and we do not accept deposits.

We provide legal and financial guidance to help you consolidate, restructure, negotiate, or settle your existing loans, and support against unlawful recovery practices.

3. No Guarantee of Outcome

Every case depends on your creditors, your documents, and your financial position. We describe likely paths and past patterns, but we cannot and do not guarantee a specific waiver, settlement amount, EMI reduction, interest reduction, credit score change, or timeline.

Any figures shown on this website, including in the EMI calculator, are illustrative estimates only and do not constitute an offer, sanction, or commitment.

4. Your Responsibilities

To advise you correctly, we depend on what you tell us. You agree to:

• Provide accurate, complete, and current information about your loans, income, and obligations.
• Share supporting documents when requested.
• Inform us promptly of any change in your financial situation, contact details, or creditor communication.
• Make your own decisions on any plan we propose, and seek independent advice where you feel it necessary.

We are not responsible for outcomes arising from information you withheld or misstated.

5. Fees and Payments

Your initial consultation is free. We do not charge advance or upfront fees for enrolment.

Where a paid engagement follows, the fee, its basis, and its schedule will be set out in writing before work begins. We will never ask you to pay a creditor, agent, or individual in cash outside the agreed written arrangement. If anyone claiming to represent us asks you to, treat it as fraudulent and report it to us at info@loansemukti.com.

6. Third Parties

Negotiations involve banks, NBFCs, recovery agencies, and courts, none of which we control. Where we refer you to an external professional such as an advocate, chartered accountant, or credit counsellor, that engagement is between you and them.

7. Use of This Website

You may use this website for personal, lawful purposes only. You may not copy, republish, scrape, or reuse our content, layout, or brand assets without written permission, or attempt to disrupt or gain unauthorised access to the site.

8. Limitation of Liability

To the extent permitted by law, Loan Se Mukti and its team are not liable for indirect, incidental, or consequential losses, including loss of credit standing, business, or opportunity, arising from your use of this website or reliance on general information published here. Nothing in these terms limits liability that cannot be limited under Indian law.

9. Termination

You may end your engagement with us at any time by written notice. We may decline or discontinue an engagement where information provided is materially inaccurate, where the matter falls outside our scope, or where continuing would breach law or professional duty. Fees for work already completed remain payable as agreed.

10. Governing Law

These terms are governed by the laws of India. Disputes are subject to the exclusive jurisdiction of the courts at [City], India.

11. Changes to These Terms

We may update these terms as our services or the law changes. The current version is always the one published on this page, and the effective date below tells you when it last changed.

Effective date: 29 October 2026